Sexism was pervasive in finance, says Virgin Money boss

Virgin Money boss Jayne-Anne Gadhia has told MPs that sexism was “pervasive” in the “very male culture” of finance. Ms Gadhia spoke of one example from her time at Royal Bank of Scotland when a senior woman was very upset because she was “expected to sleep with her boss”. She was speaking to MPs as part of their inquiry into women in finance. Ms Gadhia, who was at RBS from 2001 to 2007, added that the industry had improved at dealing with sexism in the workplace. Parliament’s Treasury Committee is…

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12 Super Simple Money Management Tips for Your Personal Finances

The best financial advice tends to apply to pretty much everyone. You don’t need a spreadsheet of pros and cons and complex scenarios. What you need is a rule of thumb. There’s no shame in using one-size-fits-all advice. A study of West Point cadets, for example, found teaching rules of thumb was at least as effective as standard personal finance training in increasing students’ knowledge and confidence as well as their willingness to take financial risks. Researchers found money rules of thumb were more effective than teaching accounting principles to small business owners…

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Parents didn’t have electricity at home or enough money to send me to school: UPSC rank 3 topper

How did a farmer’s son from a remote village in Andhra Pradesh make it to rank three, all-India level, in the Union Public Service Commission’s civil services 2016 examination? There was a time when 30-year-old Gopala Krishna Ronanki’s parents, Ronanki Appa Rao and Rukminamma, an agricultural labourer often out in the fields, did not even have electricity at home or enough money to send him to a private school. Ronanki has been a teacher in a primary school for the last 11 years. His family belongs to Parasamba village of…

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How the Title I Money Is Distributed

The federal government distributes the $14.5 billion program for poor students, known as Title I, to states and school districts based on four separate formulas. Here is how they work: Basic Formula This formula allocates Title I dollars to school districts based on the number of poor students they serve. A district qualifies for the funding if it has at least 10 poor children and 2 percent of its students live in poverty. This means that virtually all school districts, even very wealthy school districts, get at least some Title…

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We have the Money, Simply Now not the will

“The studies on early youth schooling is compelling, but given the demographic and economic realities going through the united states of america within the coming decades, we Simply can not have the funds for to make massive investments in new, massive scale public applications.” It is an issue I pay attention loads in my work on early formative years schooling rules. And, on the floor, it appears compelling. Federal spending on Social Protection and Medicare is projected to skyrocket as infant boomers hold to retire, putting significant stress on discretionary…

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Off-season in Andalucía: escape the crowds and save money

Travelling out of season to sunny southern Spain can make for a superb short break, as our writer discovers when he explores Andalucía’s hill towns Plus: off-season breaks to Corsica, Portugal and Italy Rock on … the dramatic Andalucían hill town of Setenil de las Bodegas. Photograph: Alan Copson/Corbis The roads were calm and uncluttered, minutes passed before another vehicle appeared. On the horizon the Sierra Nevada rolled along in the sunlight, still snow-capped and blue-hued in places. Outside the car was the countryside of rural Andalucía, with its olive…

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How to Save Money through Debt Settlement

If you are among the many people who are dealing with debts that continue to pile up, you need a viable solution. When making an effort to eliminate debt from your life, you require solutions that are effective and beneficial. Practical Debt Solution Debt settlement is one of the ways that many people use to reduce their debt. It can help you save significant amounts of money through negotiations with creditors to enable you to experience a reduction of your debt. This option typically makes it possible for you to…

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