How to travel if you’re young and broke

Traveling can seem like an impossible luxury for us twenty-somethings. But with diligent planning and research, your next trip could be more affordable than you think. 1. Create a travel budget The first step is to figure out how much your trip will cost. Be sure to factor in expenses beyond flights and hotels, such as meals, entertainment and souvenirs. Once you have an estimate, try saving a little money from each paycheck until you reach your goal, suggests Jeana Salman, a CFP at Delta Community Credit Union. Related: Airlines…

Read More

Here’s What You’re Getting Wrong About Investing

Starting a business takes a lot of savvy. Many entrepreneurs border on genius when it comes to their particular niche, and that’s why people are willing to invest in, buy from, and do business with them. While a particular entrepreneur may thrive in her/his field, they may struggle in one common arena: Personal wealth management. Entrepreneurs spend so much time garnering investments that they often don’t take the time to make any of their own. If you’ve ever started something you probably know all too well how easy it is…

Read More

7 Ways to Help Your Business When You’re Strapped for Cash

In general, the times when you need money the most are going to be the times when it’s hardest to get.  Think about it from a lender’s perspective.  If you’re hemorrhaging money, you’re a lousy risk.  But even successful entrepreneurs have moments when there’s just an ugly money crunch, and the only thing that will get them past it is an influx of cash.  Here’s how to generate some $$$: What to Do During a Business Cash Crunch 1. Stop the Bleeding This step is absolutely the most critical.  You…

Read More

Keep your voice in a pot, pour it out when you’re done

The Otopot: A jar in which to store your voice until someone pours it away (Credit: Michael Franco/Gizmag). There are some big booths on display on the floor of the trade show at this year’s SXSW festival in Austin, but in a quiet (relatively speaking, of course) corner of the show two graduate students from the University of Tokyo and Hosei Univeristy are showing off a sweet little piece of technology. Called Otopot, the device lets you store and then pour away your voice like water. It’s a relatively simple…

Read More