After nearly two decades, the Maharashtra government has unveiled a transformative housing policy titled “My House, My Right”, aiming to redefine urban development, slum rehabilitation, and affordable housing in the state. The state cabinet cleared this ambitious policy in May 2025 to construct 35 lakh affordable homes by 2030, focusing on economically weaker sections (EWS) and low-income groups (LIG), while also reshaping the slum redevelopment landscape.
The policy, backed by a substantial ₹70,000 crore budget, is a holistic response to the growing demand for housing in the state’s urban areas, including Mumbai, Pune, Nagpur, Nashik, and others. Here’s a closer look at the major highlights, benefits, and structural changes introduced through this landmark initiative.
1. A daring goal: 35 million affordable housing units by 2030 The construction of 3.5 million affordable homes throughout Maharashtra by the end of this decade is the foundation of the new policy. The homes will primarily cater to EWS and LIG categories, addressing the chronic housing shortage that plagues urban and semi-urban populations.
The government intends to collaborate with both public and private developers in order to achieve this objective. Utilizing public land, land pooling mechanisms, and developer incentives to accelerate construction and maintain cost-effectiveness will be emphasized. 2. Slum Redevelopment and Rehabilitation Boosted
Maharashtra is home to some of the largest slum clusters in India, especially in Mumbai. Recognizing this, the policy lays heavy focus on slum redevelopment. Slum-free Maharashtra is the goal of the policy, which includes incentives to speed up the redevelopment of slum areas using PPP (public-private partnership) models. Key features include:
unified authority for slum redevelopment for quicker approvals. Simplified transfer of land titles to slum dwellers.
developers working on slum rehabilitation projects will benefit from an increased floor space index (FSI). The provision of in-situ rehabilitation to ensure that residents of slums are not displaced far from their current residences and means of subsistence. 3. Empowerment Through Ownership: Land Titles for Slum Dwellers
For the first time, slum dwellers will receive ownership rights and legal titles to their homes. In addition to providing a sense of security, this initiative provides opportunities for formal credit access, improved living conditions, and socioeconomic advancement. These titles will be given by the state to eligible families who lived in notified slums before a certain deadline. Digital mapping and biometric verification will be carried out by officials to guarantee transparency and prevent misuse. 4. Special Focus on Rental Housing and Urban Migrants
In a bid to support urban migrant workers, who often live in precarious or informal arrangements, the policy introduces a state-backed rental housing scheme. Key economic zones, industrial belts, and metropolitan centers will all see the construction of rental homes. To encourage private developers to participate in the construction of rental housing stock, tax incentives and FSI incentives will be provided. Listings and applications for these units will be streamlined by the launch of a digital platform. 5. Integrated Infrastructure and Transit-Oriented Development (TOD)
Affordable housing projects will no longer be isolated clusters. The new policy promotes Transit-Oriented Development, ensuring housing developments are well-integrated with public transport systems, including metro rail, buses, and local trains.
Further, the government will encourage mixed-use development, where housing, commercial spaces, green zones, and public amenities co-exist. This approach aims to foster sustainable, walkable, and self-sufficient urban communities.