Family finance: Salaried Krishna needs to align investments with goals

P. Vamsee Krishna, 37 years, stays with his homemaker wife and two children, aged 10 and eight, in his own house, in Hyderabad. He is a software engineer, who brings in a salary of Rs 1.05 lakh a month. Besides his own house, for which he has taken a home loan and a top-up loan, he also has a plot of land. He is servicing the home loan and a gold loan with EMIs of Rs 19,200. His goalsinclude building an emergency corpus, saving for kids’ education and weddings, retirement, and…

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Family finance: How salaried Singhs can achieve their money goals easily

Raman Singh and Amrita Kaur are both employed and bring in a combined monthly salary of Rs 1.5 lakh. They live in their own house worth Rs 1 crore, in Delhi, with their two children, aged eight and four. They have no liabilities, and their portfolio comprises equity in the form of mutual fundsworth Rs 82.2 lakh, debt worth Rs 90 lakh in the form of EPF, PPF and fixed deposits, and Rs 5 lakh as cash. Their goals include building an emergency corpus, saving for their kids’ education and weddings, buying another house,…

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Austin Adventures: A Passion For Family Travel

v The Austins. From left, Kasey, Dan, Andy and Carol AUSTIN ADVENTURES Dan Austin has a passion for family travel. That’s true not only of the trips he’s been offering for over two decades at Austin Adventures but in the very company he’s created. It’s a bona fide family business with his wife and two grown children, born from his adventures with them along the way. Austin Adventures takes people on hiking, biking and multisport adventures around the world, in South and Central America, Europe, Africa, and Asia. They were once known…

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Family finance: Early planning, high surplus to help Gawades meet goals easily

He should invest the surplus for two months before starting investment for other goals. Nitin Gawade is a software engineer, who lives with his homemaker wife, Deepali, in his own house, in Pune. Gawade brings in a monthly salary of Rs 99,000, and manages a surplus of Rs 44,690 after household expenses, home loan EMI (for a Rs 13 lakh loan), insurance premium and investments. Though his portfolio is a meagre Rs 22.2 lakh at present, an early start to financial planningmeans he will be able to meet his primary goals with ease.…

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Family Finance: Why Joshis have enough time to build sufficient corpus for all financial goals

Early start to planning by Hyderabad-based Joshis will help them build sufficient corpus for all goals. Himanshu and Neha Joshi are IT professionals staying in Hyderabad with their four year-old child. They get a combined monthly salary of Rs 1.9 lakh and, after expenses and investment, are left with a surplus of Rs 10,108. They have already bought a house worth Rs 72 lakh, for which they are paying an EMI of Rs 45,000. They are also servicing a car loan of Rs 3.2 lakh with an EMI of Rs…

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Family finance: Why Pune-based Agarwals are on the right track to achieving their money goals

Sahil Agarwal, an IT consultant, stays with his homemaker wife and one-year-old child, in Pune. He stays on rent, even though he has his own house, which provides a rental income of Rs 12,000 a month. Combined with Agarwal’s monthly salary of Rs 91,000, his total income comes to Rs 1.03 lakh. The household expenses amount to Rs 57,000, insurance premium accounts for Rs 4,583, and Rs 25,000 is put into investments. This leaves Agarwal with a surplus of Rs 16,417. His portfolio comprises a house worth Rs 70 lakh, cash of…

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Three Tips for An Amazing Family Ski Trip

Taking a ski trip together as a family can be a fun and exciting experience that you’ll all remember. Skiing can also be great exercise for all the family. When it comes to choosing your ski destination, there are numerous options to choose from that provide child-friendly slopes and lessons. However, to make sure that you have the best experience, it’s important to put a lot of effort into the planning. We’ve put together some top tips to help you plan and put together a fun and memorable family ski…

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Enjoy an unforgettable family get together at Masinagudi resorts.

Known as the Silicon Valley, Bangalore offers you an array of resorts that makes your weekends and holidays unforgettable. It’s the place where unlimited enjoyment flow flawlessly. Visit Masinagudi resorts for attractions like indoor and outdoor games, skill enhancing activities, natural beauty and diverse collection of museums. When you plan for an outing in Bangalore you get unlimited enjoyment followed with happy memories. Exceptional outdoor experience Be prepared for a spectacular selection of outdoor experiences. Go for a 3-7 of trekking, explore a cave, meet your wildest dream of walking…

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Rakhi: Distances Don’t Matter Anymore

To celebrate the love of any kind is the most beautiful experience that we can cherish in today’s age. Love – the word in itself is a celebratory notion and we Indians believe in making the best out of such opportunities. We let ourselves go free, devoid of any inhibition and celebrate our rituals with flaunting exhibitions. Celebrations are a time for getting together, a time when all the family members gather together, words are exchanged and fun ensues, delicacies are prepared and devoured, deities are worshiped and everybody feasts…

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Asus ET2040IUK- Latest addition to Asus family

  If you are tired of looking for the perfect desktop that will not occupy much of your space but will deliver all functionalities of a regular desktop, then you have come to the right place. Asus ET2040IUK desktop is the latest addition to the family of devices from Asus and needless to say, it is certainly a one of a kind device. The sleek and stylish design of this desktop is something worth admiring and it will do fine with compact spaces as well. This 19.5 inch bright screen…

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