6 Things You Should Consider Before Getting a Payday Loan

Payday loans are either presented as an invaluable solution for those who need money or predatory loans seeking to take advantage of those in dire straits. In reality, they are simply another form of loan you can take advantage of with similar costs and risks to any other type of loan. The only major difference is that they’re typically short-term loans. Here are six things you should consider before getting a payday loan. Understand How Payday Loans Work Payday loans are generally limited to a fraction of the money you…

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TECHNOLOGY ETHICS CAMPAIGNERS OFFER PLAN TO FIGHT ‘HUMAN DOWNGRADING’

SAN FRANCISCO (Reuters) – Technology firms should do more to connect people in positive ways and steer away from trends that have tended to exploit human weaknesses, ethicists told a meeting of Silicon Valley leaders on Tuesday. Tristan Harris and Aza Raskin are the co-founders of the nonprofit Centre for Humane Technology and the ones who prompted Apple and Google to nudge phone users toward reducing their screen time. Now they want companies and regulators to focus on reversing what they called “human downgrading,” which they see as at the…

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