Category: Finance

Why are small-ticket loans gaining popularity in today’s environment? Here are the reasons

Loknath Das

Being the second-most populous country in the world, India always had the need for credit. But with the complex lending process and the unwillingness of financial institutions to lend money to low/absent credit scores, people were left with no choice but to borrow from friends or families. Since there was a lot of white space created, the new-age lending platforms were born to serve the demand of millennials who were mostly salaried and self-employed, between 25-45 years of age. They had many aspirations, and with the pandemic hitting the country,…

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Best Financial Blogs in India of All Time for Better Finance and Money Management in 2021

Loknath Das

Being good at finances is all about education. Whether you’re new to staying on top of your finances or need some fresh inspiration to grow your wealth, you can turn to finance and investment blogs to educate you on all things on finance. However, there are so many facets to finance that one person, or one blog doesn’t cover them all. Therefore, we’ve put together a list of top 10 finance blogs in India that covers various aspects of finance and provides you with updated information, tips, and ideas to…

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The Best Personal Finance Blogs You Should Be Following

Loknath Das

When asked about our goals, we usually tie them to our careers or our finances. While our careers can definitely help us achieve our financial goals, delving into the world of personal finance can be a great complement to this. One way to supercharge your personal financial chops is to read some of the best  Canadian personal finance blogs — or fourteen of them. The world of personal finance in Canada can seem like a mystery to some, but what if it didn’t have to be? Regardless of your goals,…

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Make Your Money A Daily Routine

Loknath Das

Starting a new routine in any area of life can be challenging. Be it changes to your finances, exercise habits, health or any other type of new routine, one of the best ways that you can increase your chances of success is to make it part of your existing daily routine. Making small changes to something you’re already doing drastically increases your chances to stick with any new habit. Here, we’ll take a look at some ways that you can make money a daily routine. Setting yourself up for success…

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10 Best Personal Finance Blogs to Increase Your Money Skills

Loknath Das

Understanding and managing your finances can be challenging. But never fear — personal finance bloggers are here to save the day! At personal finance blogs, you’ll find the tools you need to get out of debt, save up for your first home, and more. These experts offer free tips, tricks, and explanations for complex financial concepts. Here are 10 of the best personal finance blogs that could help increase your money skills. Get Rich Slowly Launched in 2006, Get Rich Slowly is one of the original personal finance blogs. Before becoming a financial guru,…

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Deep Dive Into Decentralised Finance: Top 5 Lending Platforms

Loknath Das

With decentralised exchanges or DEX, people can buy and sell cryptocurrencies directly with each other, without the interference of any intermediary  In order to facilitate this crypto activity, people connect their crypto wallets to a DEX, choose their crypto trading pair of choice, enter the amount, and swap their digital assets minting profits. In the first 3 editions of “DeFi Deep Dive”, we learned about “Valuing DeFi Blockchains”, the Top 5 DeFi Assets, and the top 5 Decentralised Exchanges. In this edition, let’s discuss the top five lending platforms. These are: Aave Compound Anchor Abracadabra Venus Millennial Millionaires…

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Expanded production and more money for research will get shots into arms faster

Loknath Das

Vaccination is arguably the most effective way to limit not only the toll on human life and health but also the economic and social harm of a pandemic. This is why getting people vaccinated quickly is so important. Governments and international organizations could take several steps to accelerate global vaccination during future pandemics, promote more equitable and efficient distribution, and reduce incentives for export bans and hoarding. Two particularly important steps are advancing investments in vaccine manufacturing capacity and supply chains and financing for areas of research for which social…

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Finance 2025: Digital transformation in finance

Loknath Das

Preparing for the future None of us knows for certain what the future will hold, but we all have a responsibility to be thinking about what’s likely to happen, and to prepare for it. In the finance function, that means working now to get the right people and technology in place to take advantage of the inevitable disruption ahead. That’s not likely to happen without a clear vision and strategy for finance in a digital world. Now is the time to step back and make sure your roadmap to that…

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Financial Management – Meaning, Objectives and Functions

Loknath Das

Meaning of Financial Management Financial Management means planning, organizing, directing and controlling the financial activities such as procurement and utilization of funds of the enterprise. It means applying general management principles to financial resources of the enterprise. Scope/Elements Investment decisions includes investment in fixed assets (called as capital budgeting). Investment in current assets are also a part of investment decisions called as working capital decisions. Financial decisions – They relate to the raising of finance from various resources which will depend upon decision on type of source, period of financing,…

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Do CEO Duality and Ownership Concentration Impact Dividend Policy in Emerging Markets? The Moderating Effect of Crises Period

Loknath Das

Abstract Despite developments of recent theoretical and numerous empirical studies on the policies effectively adopted by companies, the dividend distribution policy (DDP) remains largely unexplained. In this regard, the main purpose of the current study is to empirically examine the effects of both CEO duality and ownership concentration on DDP during a crisis period. Furthermore, we test, using an interaction variable, the moderating effect of the crisis period on the association between both the degree of CEO duality and the ownership concentration on the DDP by analyzing panel data on…

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