
Meet Rebekah, a devoted nurse and caretaker for her family. Rebekah H. is a Florida-based registered nurse who devotes her weekdays to raising her two amazing children while caring for others on the weekends. Like many families, Rebekah and her husband navigated lots of challenges during the pandemic. A move, the passing of a parent, and a career shift sent their household into financial turbulence. Without a financial cushion, inflation and unexpected expenses added up and Rebekah turned to credit cards to make ends meet.
How Debt Took Over
The pandemic years were especially hard for Rebekah. Since she wasn’t working at the time, she relied on high-interest credit cards, which meant that she had to pay a lot of money each month, which stretched her already-tight budget.
A New Option She Didn’t Expect
Rebekah was referred to Beyond Finance while looking for a loan for debt consolidation. Skeptical but hopeful, she spent an hour on the phone with a specialist — asking what felt like hundreds of questions. It turned out that phone call was the first real step toward freedom. Real advancement and relief Since starting with Beyond Finance in December 2024, Rebekah is now saving $566 a month on her eligible payments and now feels like her payments are moving her forward, not holding her back.
“It’s very easy to see how the money I’m putting into the program is taking me in a positive direction, which is completely different than making credit card payments and hardly seeing any change in the balance.”
Beyond Finance’s user-friendly app made it simple for Rebekah to track her progress and stay motivated. Instead of worrying about endless minimum payments, she’s focused on the future.
Her Advice: “Ask All the Questions”
Rebekah urges anyone feeling stuck in debt to give Beyond Finance a call and ask lots of questions! She also emphasizes that it’s okay to take some time to think through everything — just like she did.
Take some time to consider it and ask all of your questions. If you’re seriously struggling, and forward progress is important to you, then absolutely do it!”
Looking Forward to More Family Adventures
With her debt no longer controlling her future, Rebekah is finally letting herself dream again — especially about quality time with her family. She is excited to travel and take fun vacations with her family. Thanks to Beyond Finance, that goal is now within reach.
*A quick note about Rebekah’s story: She’s a real client who was compensated for taking the time to share her experience with us. Rebekah’s savings were calculated by subtracting her program payment from her self-reported payments or tradeline minimums. On average, clients can save $487 on their eligible monthly payments.