You’ve got your emergency fund set up — three to six months of living expenses set aside for unexpected events — and you’re finally feeling a sense of financial security. But what, exactly, constitutes a financial emergency? We asked financial advisor Laura Scharr-Bykowsky for tips on when to tap your emergency fund and other advice on saving up for a rainy …

ecila Malmstrom publicly speaks of torture. On October 4, when the European politician stood up in parliament to give her support for laws banning the export of items used for implementing the death penalty, there should have been little controversy. But when footage of her speech was posted online, nobody saw it. YouTube removed the video, which had been uploaded …