Different health insurance products carry different exclusions. Photo: iStock Malti Jaswal, chief operating officer, Health Insurance TPA of India Ltd Need to rationalise scope of exclusions One of the most contentious issues, which is also the reason for the highest number of grievances lodged by health insurance policyholders, pertains to “exclusions” under a health insurance contract. As more comprehensive products are …

Ross Sargent, parent and governor, early years centre, Cambridgeshire All the evidence suggests the more funding the better at the early years stages, and that represents the greatest return on investment. So the first thing has to be a promise not to cut in early years. I would love to see the people who are genuinely experts in education in …

If you’ve car insurance underwritten by Gable Insurance, you’ll need to arrange alternative cover before your policy is voided at the end of next week, following the company’s slide into liquidation. Liechtenstein-based Gable Insurance underwrites motor insurance, home insurance and liability insurance policies in the UK for firms that have included Sure Thing, Paragon and Towergate. Gable went into liquidation …