Tag: small

Small finance banks start on a strong wicket: ICRA

Loknath Das

Mumbai: Rating agency ICRANSE 3.23 % expects small finance banks (SFBs) to grow at a compounded annual growth rate of 25% to 30% led by diversified loan growth, deposit mobilisation, improving asset quality and better return on equity. The rating agency estimates that SFBs would require external capital of Rs. 4,000-6,000 crore till FY2023 for meeting the growth requirements, part of which will come through IPOs. ICRA estimates that SFBs have reported an annualised growth of 33% in the assets under management (AUM) in 9M FY2019 to Rs. 64,325 crore. These banks have been able…

Read More

85% of Small Business Owners Say They’re Living the Dream

Loknath Das

“The American Dream” is a concept that can vary from person to person and seem almost impossible to really achieve. However, the vast majority of small business owners seem to feel that they’ve already reached that lofty goal. American Dream Statistics According to recent findings from Kabbage, a financial services and data platform, 85 percent of small business owners believe that being your own boss and owning a business is achieving the American Dream. In addition, 84 percent said they hope their children will also one day become small business owners. The…

Read More

Reactions Mixed on Trump’s Trade Assistance for Small Agriculture Businesses

Loknath Das

The result of the tariff war between the US and several countries around the world is having a real-world economic impact on farmers. The Trump administration is looking to alleviate this hardship with a $12 billion package of agricultural assistance as temporary relief. The response to this bailout has been mixed as farmers and lawmakers look to find a quick solution to the trade war. For his part, President Trump asked farmers for a little more patience during a speech at the Veterans of Foreign Wars national convention in Kansas…

Read More

How Technology Can Save Your Small Business Big Money

admin

If you own a small business, you know how important it is to keep costs down and profits up. In fact, experts say that over 80% of small businesses that fail do so because they suffer from problems with their cash flow. No matter how great your business idea is, if you can’t fund it, it won’t succeed in the market. Luckily, there are ways that you can use technology to increase your chances of success and protect yourself from some of the common problems that small business owners have….

Read More

Blockchain Investment Services: What Small Business Owners Should Know

Loknath Das

All economies are built on the basic premise of bartering. Before the creation of currencies, humans exchanged goods by trading one good (or a basket of goods) for another. If someone wanted some of his neighbor’s catch from the day, perhaps he would trade three shucks of corn from his field for one fish–thus initiating a trade. As society advanced, humans began to use precious metals to assign value to objects. No longer did people trade three shucks of corn for a fish–no, now they had to give the fisherman…

Read More

Small Business Owners, Have You Created a Rainy Day Fund?

Loknath Das

You’ve got your emergency fund set up — three to six months of living expenses set aside for unexpected events — and you’re finally feeling a sense of financial security. But what, exactly, constitutes a financial emergency? We asked financial advisor Laura Scharr-Bykowsky for tips on when to tap your emergency fund and other advice on saving up for a rainy day. When Should People Tap Their Emergency Funds? Emergency funds provide peace of mind when there’s an unusual or catastrophic event in your life. Loss of income due to unemployment or…

Read More

ET deals: Dell Inspiron Small 3000 desktop PC for $429

subhadip

Need an affordable PC that won’t take up much space? Dell is currently selling the quad-core Inspiron Small 3000 desktop PC for 40% off. With a Skylake CPU, a streamlined design, and tiny price tag, this tower is a perfect fit for everyday computing needs. Internally, this model sports a sixth generation quad-core 2.7GHz Intel Core i5-6400 processor, integrated Intel HD Graphics 530, 8GB of DDR3L RAM (1600MHz), a 1TB 7200RPM hard drive, a DVD burner, Bluetooth 4.0, and 802.11b/g/n WiFi support. And thanks to two USB 3.0 ports on…

Read More

Tourists are obsessed with this small English village and no one knows why

subhadip

AN ORDINARY English village is dealing with an extraordinary mystery. Asian tourists are flocking to Kidlington, Oxfordshire, by the busload — and none of the locals can understand why. It was about a month ago residents first noticed packed tour buses arriving in the village — which has a population of about 13,700 — and they’re continuing to arrive in droves. The village doesn’t have a particularly unique history and it has no obvious attractions, locals say. Still, packs of curious tourists pour out of the buses each week, peering…

Read More

Mr. Robot brings hacker cred to the small screen, Ferris wheel to SXSW

subhadip

The Ferris wheel by night – the ride was quite popular during a party thrown at SXSW by the USA Network on March 12 (Credit: Michael Franco/Gizmag). View gallery (7 images) Last year an unknown TV show from the USA Network called Mr. Robot took the Austin film, music and interactive festival known as South By Southwest (SXSW) by storm, winning the extravaganza’s coveted Audience Award for an episodic show. This year, “Mr. Robot” is back at SXSW which a much bigger presence – quite literally. First a little spoiler-free…

Read More