Crackdown on whiplash claims could knock £40 off car insurance bills

Millions of motorists could see their car insurance bills cut by £40 a year, the government says, after it announced a crackdown on the “epidemic” of exaggerated and fraudulent whiplash injury claims. The Ministry of Justice (MoJ) proposals would make obtaining a payout much tougher and, according to insurers, will end the UK’s status as the whiplash capital of the world. The proposals are intended to stamp out a “toxic” compensation culture that has pushed up motor premiums, led to consumers being bombarded with nuisance text messages and calls, and…

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Insurers, not lawyers, are the bad guys when it comes to whiplash

Whiplash, eh. It’s all a big con, pushed by ambulance chasing lawyers at the expense of innocent motorists who pay higher insurance premiums as a result. Well that’s at least what the insurance industry would have you believe. The reality, as I can testify having been a victim of road accidents, is rather different. Accidents are hideous things. Whiplash hurts like hell. It can require physiotherapy to put right. It can sometimes require a lot more than that. When it is caused by someone else, you should be compensated. It’s a…

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Insurers playing a cynical game over whiplash as Government mulls reforms

Is George Osborne’s whiplash baby being thrown out with the bath water that disappeared into the Downing Street gutter when Theresa May booted him out of Number 11? That’s not exactly clear.  For those unfamiliar with this story, the former Chancellor came up with the idea of scrapping the payment of general damages for “minor” injuries caused by road traffic accidents such as, you’ve guessed it, whiplash. Victims would still be eligible for compensation for loss of earnings after a smash and would also be offered treatment. But that’s more…

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