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Yes Bank: How to protect your savings account from financial crises

March 13, 2020March 13, 2020 Loknath Das

Lightning has struck twice. In a short span of around six months, bank depositors have been at the receiving end of the short circuit as it were. Punjab and Maharashtra (PMC) Co-operative Bank’s depositors faced restrictions imposed by the Reserve Bank of India (RBI), in September 2019. Last week, turbulence hit YES Bank, which is in the process of being rescued by the central bank and State Bank of India (SBI). Not surprisingly, the two events have shaken the confidence of retail depositors in banks, considered failsafe so far. While…

Coronavirus: Your travel rights explained

February 8, 2020February 8, 2020 Loknath Das

The coronavirus is now spreading well beyond China. Travellers returning from nine Asian countries and destinations are being advised by Public Health England to avoid contact with other people if they show certain symptoms. In addition to China, the Public Heath England list includes Thailand, Taiwan, Japan, Hong Kong, Macau, Malaysia, Singapore and South Korea. Holiday companies and airlines are still taking people to these countries, while insurers say travel policies are unlikely to cover cancellations – except to China. Travel agents, tour operators and airlines are being contacted by…

Does technology affect your work-life balance?

January 25, 2020January 25, 2020 Loknath Das

Millennials have become the world’s most observed generation in recent years—be it for the early onset of chronic diseases or the number of hours spent on average on smartphones. They are also the biggest demographic group in India. A recent survey by furniture brand Godrej Interio says older millennials (in the 30-40 age group) fumble when it comes to maintaining a balanced lifestyle. Gen Xers, aged 41-50 according to the survey, are more adept at getting this right. According to the findings of the Make Space For Life survey—conducted in 2019 among…

Mind-reading technology lets you control tech with your brain — and it actually works

January 11, 2020January 11, 2020 Loknath Das

LAS VEGAS — It’s not the self-driving cars, flying cars or even the dish-washing robots that stick out as the most transformative innovation at this year’s Consumer Electronics Show: It’s the wearable gadgets that can read your mind. There’s a growing category of companies focused on the “Brain-Computer Interface.” These devices can record brain signals from sensors on the scalp (or even devices implanted within the brain) and translate them into digital signals. This industry is expected to reach $1.5 billion this year, with the technology used for everything from…

12 Packing Hacks For Winter Travel, So Your Suitcase Isn’t Super Heavy

November 6, 2019November 6, 2019 Loknath Das

Traveling light seems to come easier for some people more than others. Even if you think it’s impossible to, there are ways to pack light — even in the winter. Maybe you learned the hard way: On one trip, your overstuffed bag literally ripped at the seams and you vowed to never overpack again. (Just me?) Plus, you tended to wear the same few outfits anyway — and in most photos, you’re bundled up in your coat, hat, and scarf, so it turned out that it really didn’t matter how many…

How To Empower Your Employees To Learn New Technology

August 9, 2019August 9, 2019 Loknath Das

Here’s the irony. Our new “data-driven world” has created unprecedented demand for workers with skills in collecting, processing, analyzing and understanding data. But it has also done the opposite. More than ever, businesses need people with skills at the other end of the spectrum, such as creativity, emotional intelligence, empathy, and collaboration. These were once called soft skills. Now, they’re “power skills.” This is happening because of advances in machine learning and artificial intelligence. As these new technologies take over certain types of jobs, the uniquely human skills built around our ability…

Want To Teach Your Young Child About Finance? Here Are Five Simple Activities To Get You Started.

August 2, 2019August 2, 2019 Loknath Das

Little Joe’s Coffee & Books, Katonah NY MARY ANN DAVIS Growing up, most of us (adults) weren’t taught about finance. Money was considered taboo, and it simply wasn’t spoken of. Today we are paying for it. It’s obvious now the problems that come along with not having a financial education. Adults are swimming in debt through credit cards and student loans. Financial stress wreaks havoc on marriage and health. Most Americans do not have enough saved for retirement. But really, this shouldn’t be surprising. Why should adults know how to manage their…

Tech travel tips to keep you sane and your devices charged

January 28, 2019January 28, 2019 Loknath Das

The Christmas and New Year holidays are behind us, but China and a couple of other countries in Asia are now gearing up for the Lunar New Year holiday. The Chinese New Year, or Tet in Vietnam, is the biggest holiday on the calendar over here. It triggers the largest human migration in the world as millions of Chinese working in the metropolises of Shanghai, Beijing, Shenzhen, Guangzhou, and other buzzing cities head back home to visit their families. I’ll be leaving town, too, which got me thinking about the…

Facebook wants to put a mic and camera in your home with the Portal

October 9, 2018 Loknath Das

Facebook has announced Portal, a series of devices that let you do voice or video calls to other Facebook and Messenger users. Two different models were announced today, the Portal and the larger Portal+. The smaller Portal is an Amazon Echo Show style device, which is basically a giant display with a speaker. The 10.1-inch display has a resolution of 1280×800 and has 10W dual speakers. The Portal uses an array of four far-field microphones that records your conversations picks up your voice commands and a 12MP wide-angle camera that watches you sleep lets…

Travel Buff? Download These Apps Before Your Next Vacay

September 27, 2018 Loknath Das

Stress-Free Travelling Take the stress out of planning your trip and explore the world with these mobile applications. AR City AR City uses a combination of augmented reality and computer vision technology to let tourists access information as they travel around cities. You can stand in a street and holding your iPhone in front of you, see virtual information such as street names, building names and local points of interest on a live image of the real world in front of you. You can also use it for basic navigation.…