Early start to planning by Hyderabad-based Joshis will help them build sufficient corpus for all goals. Himanshu and Neha Joshi are IT professionals staying in Hyderabad with their four year-old child. They get a combined monthly salary of Rs 1.9 lakh and, after expenses and investment, are left with a surplus of Rs 10,108. They have already bought a house …

How did a farmer’s son from a remote village in Andhra Pradesh make it to rank three, all-India level, in the Union Public Service Commission’s civil services 2016 examination? There was a time when 30-year-old Gopala Krishna Ronanki’s parents, Ronanki Appa Rao and Rukminamma, an agricultural labourer often out in the fields, did not even have electricity at home or …