The best financial advice tends to apply to pretty much everyone. You don’t need a spreadsheet of pros and cons and complex scenarios. What you need is a rule of thumb. There’s no shame in using one-size-fits-all advice. A study of West Point cadets, for example, found teaching rules of thumb was at least as effective as standard personal finance training in increasing …

How did a farmer’s son from a remote village in Andhra Pradesh make it to rank three, all-India level, in the Union Public Service Commission’s civil services 2016 examination? There was a time when 30-year-old Gopala Krishna Ronanki’s parents, Ronanki Appa Rao and Rukminamma, an agricultural labourer often out in the fields, did not even have electricity at home or …

The federal government distributes the $14.5 billion program for poor students, known as Title I, to states and school districts based on four separate formulas. Here is how they work: Basic Formula This formula allocates Title I dollars to school districts based on the number of poor students they serve. A district qualifies for the funding if it has at …

“The studies on early youth schooling is compelling, but given the demographic and economic realities going through the united states of america within the coming decades, we Simply can not have the funds for to make massive investments in new, massive scale public applications.” It is an issue I pay attention loads in my work on early formative years schooling …

Travelling out of season to sunny southern Spain can make for a superb short break, as our writer discovers when he explores Andalucía’s hill towns Plus: off-season breaks to Corsica, Portugal and Italy Rock on … the dramatic Andalucían hill town of Setenil de las Bodegas. Photograph: Alan Copson/Corbis The roads were calm and uncluttered, minutes passed before another vehicle …

If you are among the many people who are dealing with debts that continue to pile up, you need a viable solution. When making an effort to eliminate debt from your life, you require solutions that are effective and beneficial. Practical Debt Solution Debt settlement is one of the ways that many people use to reduce their debt. It can …