The Best Personal Finance Blogs You Should Be Following

When asked about our goals, we usually tie them to our careers or our finances. While our careers can definitely help us achieve our financial goals, delving into the world of personal finance can be a great complement to this. One way to supercharge your personal financial chops is to read some of the best  Canadian personal finance blogs — or fourteen of them. The world of personal finance in Canada can seem like a mystery to some, but what if it didn’t have to be? Regardless of your goals,…

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2022 FORD BRONCO – THE LEGEND IS BACK

It’s been 25 years since Ford put a halt in the production of the Bronco. Built between 1966 and 1996, the Ford Bronco was adored by the American public looking for a compact off-roader that could double as a sports utility vehicle. Although it served many Americans as a great workhorse for 30 years, the Bronco was discontinued in the mid-90s as the demand for 2-door SUVs dropped considerably. Fast forward through almost 3 decades, including a big recession, the downsizing and electrification trend, and Ford decided it was long…

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The 2022 Hyundai Santa Cruz Is Neither Car Or Truck- But It Is Cool

The Carpages Garage has had the privilege of playing host to some pretty spectacular cars over the last several months. Highlights? Well, the absolutely mental Porsche Taycan Turbo S certainly left its mark, and the Honda Civic Type R is always a hoot. The Mercedes Maybach GLS 600 was decadent luxury on a scale for which the likes had previously gone unseen to us, and the BMW M5 Competition still makes a convincing case for itself as the best sports sedan money can buy. All have been memorable in their…

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AN INSIGHT INTO THE INDIVIDUAL RETIREMENT ACCOUNTS IN THE US

What is the meaning of an Individual Retirement Account (IRA)? The IRA, short for ‘individual retirement account,’ is a tax-advantaged investing tool that individuals use to reserve retirement savings funds. There are different types of IRAs. Traditional IRAs Roth IRAs SEP IRAs SIMPLE IRAs Individual taxpayers can establish either Roth or traditional IRAs, while self-employed individuals and small-business owners set up SIMPLE and SEP IRAs. An IRA must be opened only with an institution that has received Internal Revenue Service (IRS) approval to offer these accounts. The options include brokerage…

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See a Magical Indian Tiger Safari Through the Eyes of Beloved Children’s Author Jan Brett

For her latest book, the writer and illustrator immersed herself in the extraordinary sights of Madhya Pradesh — central India’s tiger territory. Jan Brett creates worlds where magic happens — where honey badgers talk, hedgehogs explore space, and trolls steal your Christmas decorations. The author, who has sold more than 40 million books, has been a family favorite for decades. What fans might not know is that the Berkshires-based Brett takes extensive research trips to build her elaborate, enchanting realms, from Norway, Botswana, and Japan to Arctic Alaska (for an upcoming book…

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Do CEO Duality and Ownership Concentration Impact Dividend Policy in Emerging Markets? The Moderating Effect of Crises Period

Abstract Despite developments of recent theoretical and numerous empirical studies on the policies effectively adopted by companies, the dividend distribution policy (DDP) remains largely unexplained. In this regard, the main purpose of the current study is to empirically examine the effects of both CEO duality and ownership concentration on DDP during a crisis period. Furthermore, we test, using an interaction variable, the moderating effect of the crisis period on the association between both the degree of CEO duality and the ownership concentration on the DDP by analyzing panel data on…

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How to understand “salable fake goods” and “unsalable quality goods”? An insight from the view of quality responsibility and consumers’ brand loyalty

Abstract A body of theoretical and practical research suggests technology innovation is the driving force for enterprise survival and development and that maintaining business ethics is an important guarantee in sustaining these enterprises developments. Fulfilling the “hard responsibility” of product quality based on technical standards and the “soft responsibility” of product quality based on business ethics is an important principle stimulating the benign interaction and continuous progress of technological innovation and business ethics, and realizing a balanced development of enterprises and society, which could promote positive brand and enterprise image…

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Integration Culture of Global Banks and the Transmission of Lending Shocks

We document that a centralization decision-making culture of global banks affects the transmission of shocks from parent banks to their subsidiaries. Using a novel measure of integration culture of multinational banking conglomerates based on the prevalence of a language of power and authority in financial reports, we find that subsidiaries of banks with a relatively more autocratic integration culture cut lending significantly more after solvency shocks to the parent company. Our result is robust to instrumenting integration culture with political and economic factors of the parent bank’s home country. Source:-…

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Life of a finance head in the time of COVID-19 in Wallonia

Akash Ohri moved to the Seraing municipality in Liege province of Belgium as the Financial Controller for the industry sector at industrial machinery manufacturer John Cockerill Group in July 2019. The group, having a turnover of 1.3 billion euros, has five verticals and the industry sector is one of them. For Ohri, this move from India to Belgium was a transfer within the company because of a shuffle of responsibilities. Ohri is a board member of the Indian subsidiary CMI Industry Automation and the Chinese joint venture Cockerill Engineering Beijing…

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What you need to know about your home finance in the time of Covid-19

With lockdown and its economic fallout causing untold damage to the economy, more and more South Africans are finding themselves on unpaid leave, reduced salary packages or laid-off entirely. This is places many homeowners under severe stress when it comes to keeping up with their mortgage repayments and could well be deterring new buyers from entering the market as well. Under difficult circumstances like these, it’s easy to give in to feelings of hopelessness. However, according to Leonard Kondowe, National Admin Hub Manager for Rawson Finance, there are actually some…

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