Family finance: How salaried Singhs can achieve their money goals easily

Raman Singh and Amrita Kaur are both employed and bring in a combined monthly salary of Rs 1.5 lakh. They live in their own house worth Rs 1 crore, in Delhi, with their two children, aged eight and four. They have no liabilities, and their portfolio comprises equity in the form of mutual fundsworth Rs 82.2 lakh, debt worth Rs 90 lakh in the form of EPF, PPF and fixed deposits, and Rs 5 lakh as cash. Their goals include building an emergency corpus, saving for their kids’ education and weddings, buying another house,…

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Adaptation Finance Update: Number of Climate Adaptation Projects Increases, So Must Their Quality

According to the Global Environment Outlook (GEO-6), launched at the fourth session of the UN Environment Assembly (UNEA-4), climate adaptation programmes have not effectively dealt with multiple slow and rapid onset hazards, such as floods, droughts, tropical cyclones and sea level rise. Instead of addressing the underlying causes of vulnerability, they are often undertaken through sectoral programmes in, for example, agriculture, health and disaster management. Less than 5% of global climate finance is spent on adaptation, and less than 1% goes to coastal protection, infrastructure and disaster risk management (DRM).…

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This travel company wants to pay you €118k to run their Instagram around the world

Dream job alert. It’s officially been winter for 47 years now so we’re all very much living for when we can leave work for a much needed holiday in the sun. If you can’t wait until summer to get away and fancy working in social media, we’ve come across a job opportunity that you won’t want to miss. Royal Carribbean is hiring an apprentice ‘shore explorer’ and it sounds class. The role would see you travelling all over the world to destinations including Dubai, Alaska, Norway and Japan. The successful…

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4 Instagram Travel Couples On How They Turned Their Passion Into Their Career

Travel is one of Instagram’s most popular verticals for a reason. From the comfort of your phone you can explore some of the most beautiful places on the planet, and daydream about your next vacation. A comment frequently seen on the platform is something along the lines of “I wish I could travel for a living” or “I would love to quit my job and see the world.” While that’s just a fantasy for many, a few couples on Instagram have actually taken the plunge and done just that — made…

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How I Convince People To Shed Their Fears And Travel To India

Credit: Gerald Eskenazi Sunrise Over Mumbai The first time we came back from India, I told everyone about the cows in the street in downtown Delhi. I told them about the elephant that blocked our way on what passes for a “highway.” I told them about dodging the cars (usually successfully) as we crossed a street in Mumbai. Or about the 7-year-old kids hawking souvenirs as the sun rose above the majestic Taj Mahal.  It wasn’t even 8 o’clock in the morning, and school was in. Who was taking care of…

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10 SECRETS TRAVEL INFLUENCERS DON’T WANT YOU TO KNOW ABOUT THEIR “PERFECT” VACATIONS

Most travel influencers make the #goodlife look effortless — like every day just so happens to begin with an oceanside feast and end with champagne glasses clinking as a pink sun melts into the horizon. There are lavender fields galore, and hey — do y’all have a special strategy for finding a city’s most charming doors? But really: How do they do it?! Here, nine full-fledged travel influencers reveal the biggest secrets behind their highly filtered lives: 1. THEY HAVE NO REAL HOME BASE “I don’t have an apartment, and I haven’t for two years,” says…

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Family finance: Why Pune-based Agarwals are on the right track to achieving their money goals

Sahil Agarwal, an IT consultant, stays with his homemaker wife and one-year-old child, in Pune. He stays on rent, even though he has his own house, which provides a rental income of Rs 12,000 a month. Combined with Agarwal’s monthly salary of Rs 91,000, his total income comes to Rs 1.03 lakh. The household expenses amount to Rs 57,000, insurance premium accounts for Rs 4,583, and Rs 25,000 is put into investments. This leaves Agarwal with a surplus of Rs 16,417. His portfolio comprises a house worth Rs 70 lakh, cash of…

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India by train — with dogs? One couple shares their story

(CNN) — It’s a cool November morning, and my husband and I are waiting at a crowded railway station in New Delhi, India, about to set off on yet another journey with our furry travel companions, Marco-polo and Tigress. Now accustomed to train travel, the dogs are eager to board the first car they see. A sea of people stares at us, some asking why we are traveling with them, laughing at us. Others question us about the dogs’ breeds — a mixed coonhound and an Indie. More people come over to join the…

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Long weekend: Delhiites spending in lakhs to make the most of their extended break

There are many ways to celebrate Independence Day, but this year’s long weekend has allowed Delhiites to celebrate the day by opting for international getaways with their families. This weekend, which is followed by Janamashtami (on August 14) and Independence Day (August 15), is allowing people four days off on which they are planning exotic trips. Travel agents in the city say that Dilliwallahs are spending around a lakh, at least, to plan their getaways People with high budgets are going to places like Europe, Australia and South Africa, spending…

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Three students who battled all odds to make their Delhi University dream come true

Getting a coveted seat at a Delhi University college is dream come true for many. With sky high cutoffs and even greater competition, those who make it have already proved their worth. But for some students, this can seem like a bigger feat than others. Visually impaired Dev Narayan Prajapati, albino Roshan Kumar Sharma and government school educated Neha Gautam are three of the 50,000 students who had made their way to Delhi University colleges on Thursday for their first day of college. What sets them apart is the circumstances they…

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